Why can’t I just stop spending?

Posted by moi on December 28, 2012 in debt |

This next month is going to be tight.  I will be getting paid twice a month with the first paycheck coming at the end of January.  Without unemployment during that time I will be scraping the bottom of the barrel so to speak.  I’m sure I’ll make it just fine however I really need to reexamine my spending habits in general.

Because I’ve had “back up money” I haven’t been nearly as careful as I should have been in the past few months in my spending habits.  If I ever plan to get completely out of debt I really need to curb my spending.  Drastically.  Yesterday I spent $50 buying clothes.  I needed a new pair of blue jeans as I wore a nice sized hole in the old ones.  I only have colored ones.  So, I bought new jeans, new colored jeans and of course a few shirts that were on a really decent sale.  I couldn’t resist.

… I haven’t been nearly as careful as I should have been in the past few months in my spending habits.

I ended up spending more on miscellaneous Christmas items than I planned.  I went to the movies.  I got coffees while out with the kids.  I hate “showing” that I don’t have money.  It really needs to slow down, at least until I get a few more debts paid off.  I plan to have my braces, medical debt and one of the credit cards paid off by July.  I also want to have $5000 in savings.  I need to hunker down.

On other points, I really should put the rest of my items on Etsy.  I have hats & scarves.  I also have half finished other projects that need to be completed.  I’m really hoping I can get some things sold from Etsy so I can earn some extra cash.  My pay rate will make the above goals reachable, the extra cash from my crafts should make it even easier.

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