This next month is going to be tight. I will be getting paid twice a month with the first paycheck coming at the end of January. Without unemployment during that time I will be scraping the bottom of the barrel so to speak. I’m sure I’ll make it just fine however I really need to reexamine my spending habits in general.
Because I’ve had “back up money” I haven’t been nearly as careful as I should have been in the past few months in my spending habits. If I ever plan to get completely out of debt I really need to curb my spending. Drastically. Yesterday I spent $50 buying clothes. I needed a new pair of blue jeans as I wore a nice sized hole in the old ones. I only have colored ones. So, I bought new jeans, new colored jeans and of course a few shirts that were on a really decent sale. I couldn’t resist.
… I haven’t been nearly as careful as I should have been in the past few months in my spending habits.
I ended up spending more on miscellaneous Christmas items than I planned. I went to the movies. I got coffees while out with the kids. I hate “showing” that I don’t have money. It really needs to slow down, at least until I get a few more debts paid off. I plan to have my braces, medical debt and one of the credit cards paid off by July. I also want to have $5000 in savings. I need to hunker down.
On other points, I really should put the rest of my items on Etsy. I have hats & scarves. I also have half finished other projects that need to be completed. I’m really hoping I can get some things sold from Etsy so I can earn some extra cash. My pay rate will make the above goals reachable, the extra cash from my crafts should make it even easier.